Share your thoughts on over-50s life cover and win. Terms and conditions

Terms and Conditions

  1. PROMOTER: This promotion is operated by Co-operative Group Limited, a registered society under the Co-operative and Community Benefit Societies Act 2014, Registered No 525R with registered office at 1 Angel Square, Manchester, M60 0AG. References to “we”, “us” or “our” in these terms and conditions are references to the promoter.


  1. OPENING AND CLOSING DATE: This promotion opens on 6 March 2019 at 13.00 and closes on 10 April 2019 at 23.59. Any entries made before the opening date or after the closing date will not be valid and will not be entered into this promotion.


  1. ELIGIBILITY: This promotion is open to UK residents who are members of the Co-operative Group. However, employees of the promoter (or any of its group undertakings and its agencies who are directly connected with the creation and administration of this promotion) are excluded from entering this promotion. You must be over the age of 18 to take part. We may ask the winners to provide proof of age.


  1. HOW TO ENTER: To enter, click on the following link, sign in to your membership account and complete the survey. Surveys must be fully completed and submitted between the opening and closing dates to be entered into the prize draw. Maximum of 1 entry per person.


  1. PRIZE: There is one prize to be won. This prize consists of 1 x £50 Co-op Gift Card for the prize winner. We may substitute or change the prizes for a prize of an equivalent or greater value if circumstances beyond our control make it necessary to do so but there will be no cash alternative.


  1. WINNER SELECTION: The winner will be drawn at random within 7 days of the closing date of 10 April 2019 by an independent person.


  1. NOTIFICATION AND DELIVERY: If you win, you will be notified by email within 28 days of the date the winner is chosen and will be asked to confirm a valid UK address for delivery of the prize. If you do not provide a valid UK address within 14 days of receiving the notification, your prize will be forfeited and another winner will be picked at random from the remaining eligible entries in accordance with clause 6. Once a valid address has been confirmed the prize will be delivered by recorded post within 14 days.”


  1. DECISIONS OF THE PROMOTER: If there is any dispute about the receipt of validity of any entry or any other aspect of the promotion, this will be decided by us. Our decision regarding any aspect of the promotion is final and binding and no correspondence will be entered into about it.


  1. WINNER LIST: The winners name and respective county of residence can be obtained by sending an email to within 50 of days after the closing date of the promotion.


  1. AGREEMENT TO THESE TERMS AND CONDITIONS: Entry to this promotion shall constitute your acceptance of these terms and conditions your agreement to be bound by them. These terms and conditions take effect immediately upon entry to the promotion.


  1. DISQUALIFICATION: We reserve the right to reject any entry, withhold any prize and disqualify you from the promotion if we suspect you of failing to comply with these terms and conditions or of fraud, cheating or dishonesty.


  1. NO RESPONSIBILITY FOR ENTRIES NOT RECEIVED: We accept no responsibility for entries not successfully received by us, or which are delayed, due to a technical fault, technical malfunction, computer hardware or software failure, satellite, network or server failure of any kind.


  1. USE OF PERSONAL INFORMATION TO ADMINISTER PROMOTION: We, other members of the Co-operative Group and 3rd party agencies acting on our behalf, may collect personal information from you in accordance with the General Data Protection Regulation 2016/679 and other applicable data privacy laws. Except as set out in clause 14 below, we and other members of the Co-operative Group will only use your information for the purposes of administering this promotion.


  1. USE OF PERSONAL AND OTHER INFORMATION FOR PROMOTIONAL PURPOSES: By entering this promotion, you agree that if you win we, other members of the Co-operative Group and 3rd party agencies acting on our behalf may use your entry, name, photo or image, county of residence and any testimonial you have provided to us, for promotional purposes (including on our websites, social media, within our magazines or within promotional emails).


  1. CANCELLATION OR WITHDRAWAL OF PROMOTION: We reserve the right at our absolute discretion to withdraw or cancel this promotion without prior notice and without liability to any party if it becomes necessary to do so.


  1. CHANGES TO THESE TERMS AND CONDITIONS: We reserve the right to amend these terms and conditions at any time. Revised terms and conditions will be available at It is your responsibility to keep up to date with any such changes.


  1. RELEVANT LAW: This promotion and these terms and conditions are governed by the laws of England and you agree to submit to the jurisdiction of the English courts if any dispute arises.